Turning the nation’s long-term savings into homes that last.

Good housing needs owners who stay for decades and care what happens to every home. We bring the patient capital of pension funds and insurers to the homes and the providers who need it, and we hold every home to a standard that residents and investors can rely on.

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A three-storey block of flats with balconies, gardens and parking.

What we do

We buy homes to hold

We buy homes best-suited to their tenants and tenure, and check each one before we buy it. These homes are then leased to eligible and robust Registered Providers on terms that support long-term compliance, eligibility and liveability.

We look after them

After we buy homes we remain engaged: ensuring they continually meet the requirements of their tenants, that safety certificates are in date, and that they are kept to a high standard. Every home has a plan of future work, paid for from a reserve held in trust for the homes.

We fund them with patient capital

The homes are funded through long-dated, inflation-linked social housing bonds, held by insurers and pension funds that require steady income that pays out over decades. Long funding incentivises everyone to keep the homes in good order and the leases secure.

We use technology and data to power it all

Our platform is built on modern data infrastructure and automation. We standardise asset-level data and apply analytics for risk and regulatory compliance. Consistent, high-quality data and automations are what enable a large, dispersed portfolio to maintain institutional standards, and give our investors confidence.

Team

  • Farhaan Mir

    Farhaan Mir

    Chief Executive Officer

    Fund structuring specialist, with experience in Luxembourg UCITS structuring and at Guggenheim Partners. Founder of a sustainable affordable-housing developer. Leads platform strategy.

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  • Sanjoy Chattopadhyay

    Sanjoy Chattopadhyay

    President

    Infrastructure and real estate investor. Former Managing Director at Macquarie Capital (Infrastructure) and H.I.G. Real Estate, Chief Investment Officer at Freo Group, and earlier at Morgan Stanley. Leads investment and management.

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  • James Collier

    James Collier

    Chief Operating Officer

    Operator across housing, data and technology. Corporate development and strategy at Heylo, Managing Director EMEA at Experian, and a divisional head at Google in APAC. Has underwritten more than 10,000 shared ownership homes.

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  • Frédéric Morlaye

    Frédéric Morlaye

    Chief Investment Officer

    Insurance and asset-liability specialist. Former asset-liability role with the French insurance regulator, Head of Insurance EMEA at BNP Paribas, and Chief Investment Officer at Stubben Edge. Leads bond and insurer strategy.

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  • Marcos Perona

    Marcos Perona

    Chief Technology Officer

    A polyglot engineer, bringing engineering leadership from Salesforce, Experian, Heylo and Neom. Builds and leads the technology and data capability that underpins the platform.

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  • Åse Bergstedt

    Åse Bergstedt

    Chief Sustainability Officer

    Sustainability and ESG leader. Former Head of ESG at Nordea and at Interfund Management, an investment vehicle of the Inter IKEA Foundation. Leads sustainability across the platform.

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  • Arjan Verbeek

    Arjan Verbeek

    Bond Structuring Lead

    Co-founder and Chief Executive of Perenna Bank, with earlier securitisation roles at BNP Paribas and Barclays, and social-housing ratings experience at Moody’s. Leads bond structuring.

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Advisors

  • Allen Twyning

    Allen Twyning

    Advisor

    Former Head of Affordable Housing and Debt Origination at PIC, subsequently capital-markets advisory for Homes England. Delivering deep credit structuring and social housing sector finance expertise.

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  • Rob Novembre

    Rob Novembre

    Advisor

    ClearBid Global Markets Founder and CEO, with 30+ years in capital markets. Former Citigroup Senior Managing Director, leading underwriting, trading and sales for the leading $170 billion book of cross-asset floating-rate debt instruments.

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Contact

General enquiries

info@catalyte.investments

Institutional investor enquiries

investors@catalyte.investments

This website provides general information about Catalyte Investments LLP and its activities. Nothing on this website constitutes an offer, invitation or inducement to engage in any investment activity, nor does it constitute financial, investment or other advice. Catalyte Investments LLP does not offer or promote any financial products through this website.

Registered Provider enquiries

registeredproviders@catalyte.investments