Long-term capital for social housing.

Turning secure housing income into lasting investment.

We aggregate housing income and refinance it into long-dated, inflation-linked bonds designed for insurers and pension funds.

Catalyte Investments is a social housing aggregation and bond issuance platform. We connect specialised social housing with long-term institutional capital.

01

What we do

Catalyte Investments assembles fragmented portfolios of specialised social housing, standardises how they are operated and financed, and refinances them into long-dated, inflation-linked bonds suited to insurers and pension funds. The result is durable homes, matched with patient capital, on terms designed to last for decades.

Pillar 01

Aggregation and bond issuance

We acquire and consolidate housing portfolios and bring them onto a single, standardised platform. Assembling fragmented holdings at scale creates the consistency and quality that long-term investors require, and allows the underlying rental income to be refinanced into long-dated, inflation-linked bonds. In doing so, we align these assets with the investors best placed to hold them for the long run.

Pillar 02

Technology and data

Our platform is built on modern data infrastructure and automation. We standardise asset-level data across diverse portfolios, apply analytics for portfolio risk and regulatory compliance, and model long-term, inflation-linked cash flows. Consistent, high-quality data and automated processes are what allow a large, geographically dispersed portfolio to be managed to institutional standards, and what give investors confidence in the income that supports our financing.

Pillar 03

Servicing of property

We take long-term responsibility for the condition and performance of the homes in our portfolios. Working alongside registered providers and specialist partners, we oversee day-to-day management, planned maintenance and capital works. Active, hands-on asset management keeps homes in good order, supports residents, and sustains the reliable income on which our investors depend.

02

Team

Farhaan Mir headshot

Farhaan Mir

Chief Executive Officer

Fund structuring specialist, with experience in Luxembourg UCITS structuring and at Guggenheim Partners. Founder of a sustainable affordable-housing developer. Leads platform strategy.

Sanjoy Chattopadhyay headshot

Sanjoy Chattopadhyay

President

Infrastructure and real estate investor. Former Managing Director at Macquarie Capital (Infrastructure) and H.I.G. Real Estate, Chief Investment Officer at Freo Group, and earlier at Morgan Stanley. Leads investment and management.

James Collier headshot

James Collier

Chief Operating Officer

Operator across housing, data and technology. Corporate development and strategy at Heylo, Managing Director EMEA at Experian, and a divisional head at Google in APAC. Has underwritten more than 10,000 shared ownership homes.

Frederic Morlaye headshot

Frederic Morlaye

Chief Investment Officer

Insurance and asset-liability specialist. Former asset-liability role with the French insurance regulator, Head of Insurance EMEA at BNP Paribas, and Chief Investment Officer at Stubben Edge. Leads bond and insurer strategy.

Marcos Perona headshot

Marcos Perona

Chief Technology Officer

A polyglot engineer, bringing engineering leadership from Salesforce, Experian, Heylo and Neom. Builds and leads the technology and data capability that underpins the platform.

Ase Bergstedt headshot

Ase Bergstedt

Chief Sustainability Officer

Sustainability and ESG leader. Former Head of ESG at Nordea and at Interfund Management, an investment vehicle of the Inter IKEA Foundation. Leads sustainability across the platform.

Arjan Verbeek headshot

Arjan Verbeek

Bond Structuring Lead

Co-founder and Chief Executive of Perenna Bank, with earlier securitisation roles at BNP Paribas and Barclays, and social-housing ratings experience at Moody's. Leads bond structuring.

03

Contact

General enquiries

info@catalyte.investments

Institutional investor enquiries

investors@catalyte.investments

This website provides general information about Catalyte Investments LLP and its activities. Nothing on this website constitutes an offer, invitation or inducement to engage in any investment activity, nor does it constitute financial, investment or other advice. Catalyte Investments LLP does not offer or promote any financial products through this website.

Registered provider enquiries

registeredproviders@catalyte.investments